Terms of Services for DigiGram Ventures

1. Introduction

This agreement outlines the terms and conditions ("Terms") between you (a "Founder" or "you") and DigiGram Ventures Ltd. ("DigiGram," "the Company," "we," or "us") under which you agree to fund livestock and agricultural projects through our platform. It is essential that you read these Terms carefully. We strongly recommend seeking independent advice before making any funding decisions. DigiGram does not provide financial advice or recommendations.

DigiGram allows you to fund specific projects applied for by rural producers on our platform. It is your responsibility to assess whether the platform meets your needs. Decisions to fund are entirely at your own risk. Acceptance of these Terms does not imply that we have assessed the suitability of the platform or its services for you.

By using our platform, you confirm you have the knowledge and understanding of the risks involved. You agree to these Terms by registering on the platform or signing a copy of this agreement. By continuing to use our website, you consent to our Privacy Policy and agree to transact with us electronically.

2. Legal and Regulatory Information

All services provided by DigiGram Ventures comply with the laws and regulations of Bangladesh.

3. Funded Projects

Your funding will support specific projects, including cattle and goat fattening or other sustainable initiatives. All funded activities are managed by our trained Shathi Partners under our Standard Operating Procedures (SOP).

4. Funding Terms

• Funding Contributions: At the start of the project cycle, you will be required to fund costs such as livestock, feed, healthcare, operational maintenance, and supervision. All costs are included in your funding contribution.
• Duration: Your funding will be locked for the entire project cycle and cannot be refunded until the project is successfully completed.
• Acknowledgment: You will receive an acknowledgment of your payment upon fulfilling the funding criteria.
• Payments and Profits: At the end of a successful project, profits will be remitted to your registered bank account. You may reinvest your funds in new projects or withdraw them.

5. Consequences of Death or Incapacity

In case of a Founder's death or legal incapacity, earnings from completed projects will be transferred to the nominee or legal successors as provided during registration, subject to proper documentation.

6. Founder Representations and Warranties

By using the platform, you warrant that:

• You are over 18 years of age and capable of entering into a legal contract.
• All personal information provided is accurate.
• You have considered the risks and are funding with your own legally acquired funds.
• You comply with all applicable laws and regulations.

7. Platform Access and Use

You are responsible for securing your platform credentials. Unauthorized use of the platform is strictly prohibited. DigiGram reserves the right to restrict access during maintenance or in case of suspicious activity.

8. Anti-Money Laundering

The platform must not be used for money laundering or any illegal activity. DigiGram is obligated to report suspicious transactions to relevant authorities.

9. Terms and Termination

This agreement remains valid for as long as you have active projects. Either party may terminate the agreement provided no obligations or active funding cycles remain.

10. Tax

All applicable taxes on earnings are the responsibility of the Founder unless specified otherwise by law. DigiGram will not deduct any taxes on behalf of the Founder.

11. Privacy

By using our platform, you agree to our Privacy Policy, which outlines how your personal data is used and stored.

12. Indemnity

You agree to indemnify DigiGram, its partners, and representatives from liabilities arising from your use of the platform, including negligence or breaches of these Terms.

13. Governing Law and Dispute Resolution

This agreement is governed by the laws of Bangladesh. Disputes will be resolved amicably or through arbitration under the Arbitration Act, 2001.

14. Refund Policy

Refund requests for non-completed projects must be submitted within 5 working days of payment confirmation. Processing time is 10 working days, subject to a 2.5% transaction fee. Refunds are processed through bank transfers only.

15. Project Visits

Founder requests for project visits must be submitted in writing and follow specific guidelines, including personal expenses for transport and accommodation, and adherence to local etiquette and safety protocols.

16. Miscellaneous

• Amendments to these Terms will be communicated with 14 days' notice.
• DigiGram reserves the right to refuse actions that breach these Terms or applicable laws.

17. Contact

For inquiries, reach out to: